| There are so many ways to save money around | | | | person on the list, so you have an idea of your |
| the holidays, but it is hard because some people | | | | budget per person. So lets say you have a $500 |
| associate the amount of money they spend with | | | | budget with 20 people on your list, that does not |
| the holiday cheer they have. | | | | mean you will be spending $25 per person. In fact |
| The first step to saving money around Christmas | | | | there are probably 2 people, your kids that you |
| time is to look at your holiday card list and funnel | | | | will spend about $150 or more each on. Even $150 |
| it down. Start with the list of people you are | | | | per kid is not usually enough to cover their |
| sending holiday cards to, if you can buy cards | | | | Christmas want list, but you can stretch that |
| after Christmas when they are 75% off, along | | | | money by buying items from bargain stores, |
| with wrapping paper, gift bags are a busy moms | | | | bookstores, some of the larger chain stores have |
| best friend especially when they are $.10 each or | | | | $1 sections that are great for stockings and |
| less and even tape. Otherwise buy nice plain and | | | | some small local stores offer great discounts for |
| simple cards, that do not have the year imprinted | | | | the holidays. Starting the holiday shopping early |
| on them. Forgo the expensive foil names, you can | | | | and looking for discounts on electronics is the best |
| write your own name on the envelope and cards. | | | | way to go. Also letting your extended family |
| Holiday cards cost a lot of money and take a lot | | | | know what your child wants for Christmas, and |
| of time to fill out. Closely examine your list to see | | | | finding out if someone is willing to buy it can |
| who you really need and want to send a card to. | | | | alleviate strain on your budget and ensure that |
| The second thing to consider for the holidays is | | | | your child gets what they want. |
| the food, are you having a family dinner which | | | | The next step is to identify the people that you |
| could be made into a pot luck style. Are you | | | | will be spending less then $10 on. The traditional |
| serving alcohol and can you have family members | | | | method is to bake something, its inexpensive and |
| bring their own drinks or some wine to share and | | | | shows thought. Chocolates work well too. Other |
| try. Make a holiday tradition so that each couple | | | | options are a $10 gift card to their favorite |
| brings a new bottle of wine. Or instead of a lavish | | | | coffee shop or small lunch restaurant. In this day |
| expensive Christmas dinner a nice brunch can be | | | | and age gas cards are quite appreciated. Another |
| substituted without the larger costs. Omelets, | | | | option is to purchase inexpensive picture frames |
| pancakes and fresh fruit are all nice to eat at a | | | | and frame pictures that are relevant to the |
| much lower price tag. Still include the can't live | | | | intended recipient. If you know the person well, |
| without side dishes. | | | | there is always the option to think creatively to |
| The third and most costly items are, of course | | | | find a present that is relevant to their hobbies, |
| the gifts. The first piece of the gifts is to look at | | | | wine glasses, a new book, gardening gloves, |
| your list, the have to buy and the want to buy | | | | cooking utensils, spices, there is no limit to the |
| for. Technically all people fall under the category | | | | things you can find good prices on, especially if |
| of want to buy for. The second thing to do is | | | | you use the internet. |
| look at how much money you have actually set | | | | Just keep in mind that holidays are a time to |
| aside for buying holiday gifts. Then take your list | | | | enjoy your friends and family, there is no reason |
| and shift that money amount around person by | | | | to go over board buying things. |